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Insurance preparation

Create a Home Inventory Before You Need It

A home inventory can help owners remember what was present, organize proof and communicate after a property loss.

Insurance preparation

Create a Home Inventory Before You Need It

A home inventory can help owners remember what was present, organize proof and communicate after a property loss.

What to record

  • Room-by-room photographs or video
  • Make, model and serial numbers for major items
  • Receipts or ownership records where available
  • Approximate purchase dates
  • Secure backup storage away from the property

After a loss

  • Do not discard items until documented and authorized where practical
  • Photograph groups and individual high-value items
  • Record condition and location
  • Separate emergency salvage from final disposition
  • Keep communication and claim reference records

Property conditions vary

This guide is general information. Active damage, visible mould, smoke residue, electrical concerns or unsafe conditions require a site-specific assessment.

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