Flood education
Different Types of Flooding in Canada
“Flood” can describe several different water sources. The source matters because it affects safety, contamination, insurance questions and the restoration plan.
Flood education
Different Types of Flooding in Canada
“Flood” can describe several different water sources. The source matters because it affects safety, contamination, insurance questions and the restoration plan.
Common sources
- Overland water entering at grade
- River or lake flooding
- Storm sewer surcharge and sewer backup
- Foundation seepage and groundwater
- Plumbing or appliance failures
- Snowmelt and ice-dam water entry
Why the source matters
- Water category and contamination concerns
- Electrical and structural safety
- Materials that may be cleaned or removed
- Coverage questions and documentation
- Drying access and monitoring requirements
Property conditions vary
This guide is general information. Active damage, visible mould, smoke residue, electrical concerns or unsafe conditions require a site-specific assessment.